We all know how miserable it’s been recently for some hedge funds, now it’s time to look at some Robo Advisors.  These portfolios vary depending on the needs and risk tolerance of the investor, but you can get a feel for what the returns might look like for a conservative or moderate investor. I’m using the allocation of a recent Wall Street Journal article.

Schwab Intelligent Portfolios, 30% U.S. stocks, 30% International stocks, 12% U.S. bonds, 9.49% International bonds, and 18.51% other; U.S. reit, EX-U.S. reit, IAU, 8.51% cash, this particular mix is down 5.16%.
Betterment’s mix is 33.5% U.S. Stocks, 36.4% International Stocks, 15.6% U.S. bonds, and 14.5% International bonds, this mix is down 3.66%.
Wealthfront has 41% in U.S. Stocks, 31% International stocks, 23% U.S. bonds, and 5% other (DJP), this particular mix is down 5.15% year to date.

This information is issued solely for informational and educational purposes and does not constitute an offer to sell or a solicitation of an offer to buy securities. None of the information contained in this blog constitutes a recommendation that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person. From time to time, the content creator or its affiliates may hold positions or other interests in securities mentioned in this blog. The stocks presented are not to be considered a recommendation to buy any stock. This material does not take into account your particular investment objectives. Investors should consult their own financial or investment adviser before trading or acting upon any information provided. Past performance is not indicative of future results.