We all know how miserable it’s been recently for some hedge funds, now it’s time to look at some Robo Advisors. These portfolios vary depending on the needs and risk tolerance of the investor, but you can get a feel for what the returns might look like for a conservative or moderate investor. I’m using the allocation of a recent Wall Street Journal article.
Checking In On The Robo Advisors
Schwab Intelligent Portfolios, 30% U.S. stocks, 30% International stocks, 12% U.S. bonds, 9.49% International bonds, and 18.51% other; U.S. reit, EX-U.S. reit, IAU, 8.51% cash, this particular mix is down 5.16%.
Betterment’s mix is 33.5% U.S. Stocks, 36.4% International Stocks, 15.6% U.S. bonds, and 14.5% International bonds, this mix is down 3.66%.
Wealthfront has 41% in U.S. Stocks, 31% International stocks, 23% U.S. bonds, and 5% other (DJP), this particular mix is down 5.15% year to date.